{"id":21980,"date":"2024-04-22T15:25:46","date_gmt":"2024-04-22T13:25:46","guid":{"rendered":"https:\/\/www.foyerglobalhealth.com\/?post_type=destinationcpt&#038;p=21980"},"modified":"2026-03-02T17:20:12","modified_gmt":"2026-03-02T16:20:12","slug":"moving-to-the-netherlands-all-you-need-to-know-to-plan-your-relocation","status":"publish","type":"destinationcpt","link":"https:\/\/globalhealth.insurance\/destination\/moving-to-the-netherlands-all-you-need-to-know-to-plan-your-relocation\/","title":{"rendered":"Moving to the Netherlands: all you need to know to plan your relocation"},"content":{"rendered":"\n<p>Ready to start a new life in the kingdom of windmills and canals? The Netherlands is one of Europe\u2019s most popular countries for expats who relocate there to sample the Dutch way of life which merges liberalism, tradition and cosmopolitanism to form the perfect trio.<\/p>\n\n\n\n<p>Global Health developed a guide to assist you in embracing new horizons in the land of windmills.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-visa-for-your-new-life\">Which visa for your new life?<\/h2>\n\n\n\n<p>As a citizen of the European Union, you have the right to settle and work in the Netherlands without having to apply for a special residence permit. Non-EU nationals, however, should contact the relevant authorities in their respective countries to obtain specific visa information.<\/p>\n\n\n\n<p>In any case, as a newcomer, you are obliged to register at the town hall in your place of residence in order to obtain a personal number called the <a href=\"https:\/\/www.netherlandsworldwide.nl\/non-residents-records-database\/register\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><em>Burgerservicenummer <\/em><\/strong>(<strong>BSN<\/strong>)<\/a>, which is essential for opening a bank account or dealing with the authorities regarding health insurance, benefits, etc.. If you plan to stay in the country for less than four months or do not have a permanent address, you can apply for a non-resident BSN. You will also need to register your address with the<a href=\"https:\/\/www.government.nl\/topics\/personal-data\/personal-records-database-brp\" target=\"_blank\" rel=\"noreferrer noopener\"> <strong>BRP (personal records database)<\/strong><\/a>.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-moving-to-the-netherlands-the-pros-and-cons\">Moving to the Netherlands: the pros and cons<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-are-the-advantages\">What are the advantages?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Excellent quality of life<\/li>\n\n\n\n<li>A high level of safety due to low crime rates, safe transport and excellent road safety.<\/li>\n\n\n\n<li>A reliable and efficient healthcare system<\/li>\n\n\n\n<li>Excellent public transport network making it easy to move around the country.<\/li>\n\n\n\n<li>Attractive, relatively high salaries compared to other European countries<\/li>\n\n\n\n<li>A dynamic job market with excellent career opportunities<\/li>\n\n\n\n<li>A high quality education system with excellent schools and universities<\/li>\n\n\n\n<li>A good work-life balance<\/li>\n\n\n\n<li>A tolerant culture open to diversity<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-are-the-disadvantages\">What are the disadvantages?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The cost of living with accommodation and food especially high<\/li>\n\n\n\n<li>Say hello to the rain!<\/li>\n\n\n\n<li>Dutch is not an easy language to learn. Though many Dutch people speak English, learning the national language is a prerequisite for integration<\/li>\n<\/ul>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-housing-in-the-netherlands\">Housing in the Netherlands<\/h2>\n\n\n\n<p>The housing market is under severe pressure due to the large influx of expatriates combined with a limited supply of accommodation. Due to the shortage of accommodation, it is sometimes necessary to opt for short-term rentals while waiting to find your dream apartment.&nbsp;<\/p>\n\n\n\n<p>Housing represents a major expense in the Netherlands: rents are expensive and above the European average. The average rent for a three-bedroom apartment in the city centre is \u20ac2074.09 per month. Of course, prices can rise quickly in popular cities such as Amsterdam, The Hague, Rotterdam and Utrecht.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized is-style-rounded\"><img decoding=\"async\" width=\"1024\" height=\"530\" src=\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2024\/04\/pexels-robert-stokoe-105922-1006032-1024x530.jpg\" alt=\"rotterdam expat\" class=\"wp-image-21983\" style=\"width:630px;height:auto\" srcset=\"https:\/\/globalhealth.insurance\/wp-content\/uploads\/2024\/04\/pexels-robert-stokoe-105922-1006032-1024x530.jpg 1024w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2024\/04\/pexels-robert-stokoe-105922-1006032-300x155.jpg 300w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2024\/04\/pexels-robert-stokoe-105922-1006032-768x397.jpg 768w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2024\/04\/pexels-robert-stokoe-105922-1006032-1536x795.jpg 1536w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2024\/04\/pexels-robert-stokoe-105922-1006032-2048x1060.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Rotterdam, Netherlands<\/figcaption><\/figure>\n\n\n\n<p>For rentals, you can consult property websites such as <strong><a href=\"https:\/\/www.funda.nl\/\" target=\"_blank\" rel=\"noreferrer noopener\">Funda<\/a>, <\/strong><a href=\"https:\/\/directwonen.nl\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>DirectWonen<\/strong><\/a><strong> or <\/strong><a href=\"https:\/\/www.pararius.com\/english\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Pararius<\/strong><\/a> and\/or those published by estate agents such as <strong>RE\/MAX<\/strong>. There are two types of tenancy agreements: fixed-term (six to twelve months) and open-ended.<\/p>\n\n\n\n<p>For long-term expatriates, it is also possible to buy a property and obtain a loan from a local bank, as long as&nbsp; long as you comply with residence requirements.<\/p>\n\n\n\n<div class=\"fgh-slogan__wrapper has-ivory-background-color\">\n    <div class=\"fgh-slogan fgh-slogan--white has-white-background-color wp-block-fgh-slogan\">\n        <div class=\"fgh-slogan__container fgh-slogan__container--with-eyebrow\">\n            \n                            <span class=\"fgh-slogan__eyebrow\">Looking for health coverage abroad?<\/span>\n            \n            \n            <div class=\"fgh-slogan__content\">\n                                    <h2 class=\"fgh-slogan__title\">Discover today our plans in just a few clics.<\/h2>\n                \n                            <\/div>\n\n                            <div class=\"fgh-slogan__button\">\n                    \n<div class=\"wp-block-button is-style-plain-black-arrow-right\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/application.globalhealth.insurance\/\">get a free quote<\/a><\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-city-to-live-in\">Which city to live in?<\/h2>\n\n\n\n<p>Many expatriates settle in <strong>Amsterdam<\/strong>, the cosmopolitan Dutch capital, because it offers many professional opportunities as it is home to many multinational companies. In addition, it offers a high quality of life with many cultural attractions and a solid education system. For a less urban but equally attractive atmosphere, you can choose <strong>Maastricht<\/strong>, an epicurean medieval city brimming with cultural attractions. While multilingual international profiles will appreciate the multicultural nature and ecosystem of international organisations in <strong>The Hague<\/strong>, modernists will find a home in Rotterdam, the country&#8217;s second largest city, known for its accent on creativity.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-getting-around-the-flat-kingdom\">Getting around the flat Kingdom<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large is-resized is-style-rounded\"><img decoding=\"async\" width=\"1024\" height=\"826\" src=\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2024\/04\/pexels-kayla-ihrig-47825-3424845-1024x826.jpg\" alt=\"netherlands transport\" class=\"wp-image-21984\" style=\"width:321px;height:auto\" srcset=\"https:\/\/globalhealth.insurance\/wp-content\/uploads\/2024\/04\/pexels-kayla-ihrig-47825-3424845-1024x826.jpg 1024w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2024\/04\/pexels-kayla-ihrig-47825-3424845-300x242.jpg 300w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2024\/04\/pexels-kayla-ihrig-47825-3424845-768x620.jpg 768w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2024\/04\/pexels-kayla-ihrig-47825-3424845-1536x1240.jpg 1536w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2024\/04\/pexels-kayla-ihrig-47825-3424845-2048x1653.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>The bicycle is king in the Netherlands and the Dutch are proud cyclists! Biking is no joke: the flat Kingdom is home to over 30,000 km of cycle paths! Many city dwellers have made cycling their preferred mode of transport, especially in big cities like Amsterdam. It&#8217;s also a great way to explore the Netherlands!<\/p>\n\n\n\n<p>The country also has a very well-organised public transport network that makes it easy to get from one end of town to the other via buses, trams and ferries.&nbsp; In particular, <a href=\"https:\/\/www.ns.nl\/en\" target=\"_blank\" rel=\"noreferrer noopener\">the Dutch rail network<\/a>, which links the major cities, is remarkably efficient. For inveterate motorists, it is perfectly possible to get around by car.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-a-matter-of-language\">A matter of language&#8230;<\/h2>\n\n\n\n<p>Although many Dutch people are fluent in English, especially in the big cities like Amsterdam and The Hague, if you want to integrate socially and professionally, it is important to learn the national language.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-working-in-the-netherlands\">Working in the Netherlands<\/h2>\n\n\n\n<p>The fact that more and more international companies are setting up and opening their doors in the Netherlands means that there are plenty of job opportunities for expatriates. Attractive sectors for expatriates include IT and new technologies, sectors in which the Dutch government is investing heavily, and healthcare, especially biopharmaceuticals. In general, the job market in the Netherlands is very dynamic and the unemployment rate is very low. It goes without saying that knowledge of the Dutch language is an advantage for jobs in certain sectors. It&#8217;s important to know that team spirit, relaxation and a good work-life balance are the order of the day in Dutch companies. It is not unusual for colleagues to get together on Fridays for a &#8216;borrel&#8217;, the famous drink you share with co-workers at the end of a long week or day!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-taxes\">Taxes<\/h2>\n\n\n\n<p>Tax rates in the Netherlands are quite high compared to the rest of the world. With an income of \u20ac35,409, you will be taxed at 9.42%, between \u20ac35,410 and \u20ac69,398 at 37.07% and over \u20ac69,399 at 49.50%. If you are an expatriate and a highly qualified worker, your income tax may be reduced by 30%. This rule was introduced by the Dutch government in order to compensate for the installation costs involved in moving abroad. For more information on the Dutch tax system, click <a href=\"https:\/\/www.belastingdienst.nl\/wps\/wcm\/connect\/nl\/home\/home\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a>!<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-your-health-in-the-netherlands\">Your health in the Netherlands<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.foyerglobalhealth.com\/destination\/international-health-insurance-for-expats-in-the-netherlands\/\">The Dutch healthcare system<\/a> is one of the best in Europe, thanks to its highly performant health services sector and infrastructure, as well as its&nbsp; being based on liberal and social models.&nbsp; All residents of the Netherlands, including expatriates, are required to take out basic health insurance <strong>(basisverzekering<\/strong>) with a private health insurance company for an average monthly contribution of \u20ac120. Expatriates must apply within four months of their arrival in the country. For basic health insurance, which includes GP consultations and maternity care, you can choose between two types of insurance: non-contracted care and contracted care, both of which are easily explained by Dutch healthcare authorities.<\/p>\n\n\n\n<p>However, many expatriates choose to take out <a href=\"https:\/\/www.foyerglobalhealth.com\/plans-services\/our-plans\/international-health-insurance-comparison\/\">private international health insurance<\/a> for comprehensive, flexible and tailored cover in the Netherlands and their home country.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-top-experiences-in-the-netherlands\">Top experiences in the Netherlands:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cycle touring anywhere, anytime.The tulip fields in Spring are an unforgettable sight on two wheels!<\/li>\n\n\n\n<li>Take a bucolic break in the Upper Veluwe National Park<\/li>\n\n\n\n<li>Explore the extraordinary architecture of Rotterdam, including the gigantic &#8220;Vertical City&#8221; and the horseshoe-shaped covered market.<\/li>\n\n\n\n<li>Recharge your batteries on the island of Texel.<\/li>\n\n\n\n<li>Stroll along the canals of Amsterdam.<\/li>\n\n\n\n<li>Sample Dutch cheeses at the Kaasmarkt cheese markets.<\/li>\n\n\n\n<li>Soak up the intimate atmosphere of the &#8220;brown caf\u00e9s&#8221; while sipping an amber beer.<\/li>\n\n\n\n<li>Immerse yourself in Dutch cultural heritage at the country&#8217;s many renowned museums: Rijksmuseum, Van Gogh Museum and Hermitage Amsterdam.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:27px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>If you want to know more about Global Health&#8217;s health insurance plans, you can click below and get your free quote today:<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-plain-black-arrow-right\"><a class=\"wp-block-button__link has-white-color has-primary-normal-to-coral-light-gradient-background has-text-color has-background has-link-color wp-element-button\" href=\"https:\/\/application.globalhealth.insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Know more about our health insurance<\/a><\/div>\n<\/div>\n","protected":false},"author":8,"featured_media":21982,"template":"","class_list":["post-21980","destinationcpt","type-destinationcpt","status-publish","has-post-thumbnail","hentry"],"acf":{"post_subtitle":"","post_badge":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Living as as an expat in the Netherlands | Global Health<\/title>\n<meta name=\"description\" content=\"Are you considering moving to the Netherlands as an expat? 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