{"id":23263,"date":"2024-08-23T11:37:13","date_gmt":"2024-08-23T09:37:13","guid":{"rendered":"https:\/\/www.foyerglobalhealth.com\/?post_type=destinationcpt&#038;p=23263"},"modified":"2025-12-09T15:05:09","modified_gmt":"2025-12-09T14:05:09","slug":"cost-of-living-in-panama","status":"publish","type":"destinationcpt","link":"https:\/\/globalhealth.insurance\/destination\/cost-of-living-in-panama\/","title":{"rendered":"The Cost of Living in Panama"},"content":{"rendered":"\n<p>Surrounded by the Caribbean and the Pacific Ocean, Panama is a relatively undiscovered country. Yet, many who visit quickly fall in love with its charm!<\/p>\n\n\n\n<p>With its tropical climate, unique biodiversity, and stable economy, Panama is becoming an increasingly popular destination for expatriates. If you&#8217;re considering moving there, here\u2019s a comprehensive guide on the cost of living in Panama.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-overview-of-average-cost-of-living-in-panama-in-2024\">Overview of Average Cost of Living in Panama in 2024<\/h2>\n\n\n\n<p>The cost of living in Panama is 29% lower than in France. The main expenses include housing, followed by groceries and dining out.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Services<\/th><th>Average Cost in Panama<\/th><\/tr><\/thead><tbody><tr><td>Monthly Salary<\/td><td>945\u20ac<\/td><\/tr><tr><td>Rent for a One-Bedroom Apartment in the City Center (Panama City)<\/td><td>Between 600\u20ac and 1385\u20ac<\/td><\/tr><tr><td>Purchase Price of an Apartment per m\u00b2 in City Center (Panama City)<\/td><td>2328\u20ac on average<\/td><\/tr><tr><td>Gasoline (1Liter)<\/td><td>0,95\u20ac<\/td><\/tr><tr><td>Mobile Phone Plan<\/td><td>Between 10\u20ac and 35\u20ac per month<\/td><\/tr><tr><td>Food<\/td><td>Among the most affordable in Central America<\/td><\/tr><tr><td>Mid-range Restaurant Meal for Two<\/td><td>55\u20ac<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>The above values are indicative. Sources : <\/em><a href=\"https:\/\/www.numbeo.com\/cost-of-living\/country_result.jsp?country=Panama\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Numbeo<\/em><\/a><em>, <\/em><a href=\"https:\/\/www.panamaamerica.com.pa\/economia\/salario-promedio-pretendido-cae-336-en-el-primer-semestre-de-2024-1238245\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Panama America<\/em><\/a><em>.<\/em><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-currency-and-exchange-rate\">Currency and Exchange Rate<\/h2>\n\n\n\n<p>Panama&#8217;s official currency is the Balboa, abbreviated as &#8220;PAB&#8221; and symbolized as &#8220;\u0e3f&#8221;. One Balboa is divided into 100 cent\u00e9simos (cents) and is only used in coin form (1, 5, 10, 25, and 50 cents).<\/p>\n\n\n\n<p>For over 100 years, the Balboa has been pegged to the US dollar. Panama no longer prints its own banknotes, so all transactions are conducted using US dollar bills (USD).<\/p>\n\n\n\n<p>For this reason, 1 PAB = 1 USD, i.e. EUR 0.92 <em>(Index as of 31 July 2024).<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-accommodation\">Accommodation<\/h2>\n\n\n\n<p>Although accommodation is the largest expense in Panama&#8217;s cost of living, prices in this country are fairly affordable. Here are the average rates (in balboas and US dollars):<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The price of renting a one-bedroom flat is between 570 and 800 PAB\/USD.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>To buy a flat, the price per m2 varies between 1,600 and 2,300 PAB\/USD.<\/li>\n<\/ul>\n\n\n\n<p>Housing prices in Panama City are certainly slightly higher.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The average price for renting a one-bedroom flat in the city center is around 1,000 PAB\/USD.<\/li>\n\n\n\n<li>Outside the city center, the average budget is 650 PAB\/USD.<\/li>\n\n\n\n<li>If you want to become a homeowner, expect to pay around 2,500 PAB\/USD per m2 in Panama City city center, and 1,500 PAB\/USD outside the city center.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-additional-charges\">Additional charges<\/h3>\n\n\n\n<p>The average monthly budget for additional <a href=\"https:\/\/www.globalpetrolprices.com\/Panama\/electricity_prices\/\">housing-related charges <\/a>is PAB\/USD 100. Here are some budget items:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Electricity per kWh: 0.154 PAB\/USD.<\/li>\n\n\n\n<li>12.5 kg gas cylinder: starting price 15 PAB\/USD.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-food\">Food<\/h2>\n\n\n\n<p>The average shopping budget in Panama is 30% lower than in France.<\/p>\n\n\n\n<p>Here are the prices of staple foods in Panama compared with those in France:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Food item<\/strong><\/td><td><strong>Price in Panama<\/strong><\/td><td><strong>Price in France<\/strong><\/td><\/tr><tr><td>Milk (1 L)<\/td><td>$1,76<\/td><td>$1,24<\/td><\/tr><tr><td>Water (1,5 L)<\/td><td>$1,51<\/td><td>$0,76<\/td><\/tr><tr><td>Sliced Bread (500 g)<\/td><td>$2,39<\/td><td>$1,93<\/td><\/tr><tr><td>Rice (1 kg)<\/td><td>$2,19<\/td><td>$2,39<\/td><\/tr><tr><td>Eggs (12 pieces)<\/td><td>$2,52<\/td><td>$4,11<\/td><\/tr><tr><td>Local cheese (500 g)<\/td><td>$11,10<\/td><td>$18,71<\/td><\/tr><tr><td>Chicken (1 kg)<\/td><td>$7,19<\/td><td>$13,83<\/td><\/tr><tr><td>Red Meat (1 kg)<\/td><td>$8,40<\/td><td>$20,58<\/td><\/tr><tr><td>Potatoes (1 kg)<\/td><td>$2,06<\/td><td>$2,21<\/td><\/tr><tr><td>Onions (1 kg)<\/td><td>$2,19<\/td><td>$2,24<\/td><\/tr><tr><td>Lettuce (1 head)<\/td><td>$1,97<\/td><td>$1,47<\/td><\/tr><tr><td>Apples (1 kg)<\/td><td>$3,30<\/td><td>$3,00<\/td><\/tr><tr><td>Bananas (1 kg)<\/td><td>$1,43<\/td><td>$2,23<\/td><\/tr><tr><td>Oranges (1 kg)<\/td><td>$2,76<\/td><td>$3,16<\/td><\/tr><tr><td>Mid-range Wine<\/td><td>$9,00<\/td><td>$7,58<\/td><\/tr><tr><td>Imported Beer (33 cl)<\/td><td>$1,84<\/td><td>$3,00<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>The above values are indicative. Sources : <\/em><a href=\"https:\/\/www.numbeo.com\/cost-of-living\/compare_countries_result.jsp?country1=France&amp;country2=Panama\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Cost of Living Comparison<\/em><\/a><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-transportation\">Transportation<\/h2>\n\n\n\n<p>If you want to <a href=\"https:\/\/www.foyerglobalhealth.com\/destination\/living-as-an-expat-in-panama-our-key-tips-for-a-successful-move\/\">live in Panama<\/a>, you can choose from a wide range of transport options at different prices.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Bus<\/strong>: Bus journeys are popular in the city and for inter-city connections. In Panama City, the fare is 0.40 PAB\/USD with the Metro Bus and 0.25 PAB\/USD with the \u201c<em>diablos rojos\u201d<\/em>, colorful buses that are typically Panamanian.<\/li>\n\n\n\n<li><strong>Taxi<\/strong>: For journeys within the city, prices range from 1.50 PAB\/USD to 5 PAB\/USD.<\/li>\n\n\n\n<li><strong>Metro<\/strong>: Panama City has two <a href=\"https:\/\/www.elmetrodepanama.com\/tarifa-del-metro\/\">metro<\/a> lines. Each journey costs 0.35 PAB\/USD.<\/li>\n\n\n\n<li><strong>Plane<\/strong>: Several regional airports link different cities in the country, including Panama City, David, and Bocas del Toro. The average price of a ticket is 150 PAB\/USD.<\/li>\n\n\n\n<li><strong>Car<\/strong>: If you plan to drive in Panama, you can get around by car by filling it up with petrol at an average price of 1.03 PAB\/USD per liter. Note that road safety in Panama can be less than ideal, so drive carefully.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-healthcare-in-panama\">Healthcare in Panama<\/h2>\n\n\n\n<p>Panama has one of the best medical infrastructures in Central and Latin America.<\/p>\n\n\n\n<p>Here is an overview of the costs of certain health services:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Medical Services<\/strong><\/td><td><strong>Price<\/strong><\/td><\/tr><tr><td>Consultation with a general practitioner in a public hospital<\/td><td>9 to 11 PAB\/USD<\/td><\/tr><tr><td>Consultation with a specialist in the public sector<\/td><td>30 to 45 PAB\/USD<\/td><\/tr><tr><td>Consultation with a private GP<\/td><td>20 to 30 PAB\/USD<\/td><\/tr><tr><td>Consultation with a private specialist<\/td><td>60 to 70 PAB\/USD<\/td><\/tr><tr><td>Dental Cleaning<\/td><td>50 PAB\/USD<\/td><\/tr><tr><td>Emergency Visit<\/td><td>100 PAB\/USD<\/td><\/tr><tr><td>MRI<\/td><td>500 PAB\/USD<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.foyerglobalhealth.com\/destination\/international-health-insurance-for-expatriates-in-panama\/\">Panama&#8217;s health system<\/a> is fairly standard, based on public and private health services. Insured persons are covered to a greater or lesser extent, but to benefit from comprehensive coverage with a wide range of treatments, it is advisable to take out international health insurance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-education-in-panama\">Education in Panama<\/h2>\n\n\n\n<p>Education is mandatory from the age of 6 in Panama, with options available in public, private, and international schools.<\/p>\n\n\n\n<p><strong> Here are the average tuition costs:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kindergarten: 365 PAB\/USD per month<\/li>\n\n\n\n<li>International Primary School: 8,400 PAB\/USD per year<\/li>\n\n\n\n<li>Secondary School: 4,000 PAB\/USD per year<\/li>\n<\/ul>\n\n\n\n<p>You may choose to enroll your child at the Lyc\u00e9e Fran\u00e7ais International de Panama, which offers to teach French, Spanish, and English.<\/p>\n\n\n\n<p><strong>Here are the first enrolment fees for 2024-2025: <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nursery and elementary: 7,995 PAB\/USD<\/li>\n\n\n\n<li>Secondary: 8,253 PAB\/USD<\/li>\n<\/ul>\n\n\n\n<p><strong>The 2024-2025 tuition fees:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kindergarten and elementary: 6,320 PAB\/USD<\/li>\n\n\n\n<li>Secondary: 8,960 PAB\/USD<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-telecommunications\">Telecommunications<\/h2>\n\n\n\n<p>Panama\u2019s telecommunications industry is rapidly growing. Average prices include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mobile Plan (calls and 10+ GB of data): 30 PAB\/USD<\/li>\n\n\n\n<li>Internet Subscription (60 Mbps or higher, unlimited data): 50 PAB\/USD<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-activities-and-leisure\">Activities and Leisure<\/h2>\n\n\n\n<p>If you&#8217;re thinking of moving to Panama, you&#8217;ll never be bored. With its famous canal, the Bocas del Toro archipelago, and the San Blas islands, the country is known for its natural beauty and the countless activities that go with it. Panama City in particular, also boasts lively neighborhoods and a wide range of leisure activities.<\/p>\n\n\n\n<p>Here&#8217;s the average price you can expect to pay for not-to-be-missed activities in Panama:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Activities<\/strong><\/td><td><strong>Price<\/strong><\/td><\/tr><tr><td>Entry to Biodiversity Museum<\/td><td>Adult 10$<br>Student $6<br>Retiree $5<br>Minor $6<\/td><\/tr><tr><td>Panama City Metropolitan National Park<\/td><td>Adult $1<br>Child $0.50<br>Retiree $0.50<\/td><\/tr><tr><td>Panama Viejo Visit<\/td><td>Adult $10<br>Retiree $5<br>Child $2<\/td><\/tr><tr><td>Visit the town of Boquete<br><br>A few tips for a stay in Boquete :<br>&#8211; Travel light. There are supermarkets everywhere.<br>&#8211; Climbing Volcan Bar\u00fa is a must!<br>&#8211; Plan a hike along The Pipeline Trail.<\/td><td>You can travel from Panama City to David by bus for an average fare of $2. Then from David to Boquete by bus for an average of $15.<\/td><\/tr><tr><td>Explore San Blas Islands<\/td><td>You can get there from Panama City by plane, for an average ticket price of $100.<\/td><\/tr><tr><td>An excursion to the Panama Canal<\/td><td>Prices start from $50<\/td><\/tr><tr><td>Movie Ticket<\/td><td>$7 per ticket<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"author":8,"featured_media":23259,"template":"","class_list":["post-23263","destinationcpt","type-destinationcpt","status-publish","has-post-thumbnail","hentry"],"acf":{"post_subtitle":"","post_badge":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Cost of Living in Panama | Global Health<\/title>\n<meta name=\"description\" content=\"Discover our complete guide to the cost of living in Panama for expats: accommodation, food, transport and much more.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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