{"id":25360,"date":"2025-01-27T13:51:25","date_gmt":"2025-01-27T12:51:25","guid":{"rendered":"https:\/\/www.foyerglobalhealth.com\/?post_type=destinationcpt&#038;p=25360"},"modified":"2026-02-25T16:29:11","modified_gmt":"2026-02-25T15:29:11","slug":"international-health-insurance-for-expatriates-in-south-korea","status":"publish","type":"destinationcpt","link":"https:\/\/globalhealth.insurance\/destination\/international-health-insurance-for-expatriates-in-south-korea\/","title":{"rendered":"International Health Insurance for Expatriates in South Korea"},"content":{"rendered":"\n<p>It is no coincidence that South Korea has often been cited as a model for its exemplary management of the Covid pandemic. The Land of the Morning Calm relies on an efficient, accessible and high-quality healthcare system from which expats can wisely benefit. How does the South Korean healthcare system work? What is the nature and extent of medical services there? Where can I get treatment in South Korea?<\/p>\n\n\n\n<p>Global Health has prepared a guide to help you understand what to expect in terms of healthcare when you move to South Korea.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-south-korea-s-healthcare-system-one-of-the-best-in-the-world\">South Korea\u2019s healthcare system, one of the best in the world<\/h2>\n\n\n\n<p>In just over half a century, <strong>South Korea\u2019s healthcare system has undergone extraordinary improvements <\/strong>to become one of the best in the world.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-accessible-and-universal-healthcare\">Accessible and universal healthcare<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>More than 90% of the South Korean population is covered by<a href=\"https:\/\/www.nhis.or.kr\/english\/index.do\" target=\"_blank\" rel=\"noreferrer noopener\"> the NHIS<\/a> (<em>National Health Insurance Service<\/em>), the universal health insurance system introduced in 1976, which covers a wide range of medical services, including doctor visits and hospitalisation.<\/p>\n\n\n\n<p>The system is not free of charge, as patients are required to <strong>contribute between 20% and 50% of the cost of medical treatment, depending on the type of medical care and treatment provided<\/strong>. Although the NHIS only reimburses a portion of the cost of care, it nevertheless guarantees access to affordable primary healthcare.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image aligncenter size-large is-resized is-style-rounded\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2025\/01\/asian-doctor-working-hospital-1024x683.jpg\" alt=\"An Asian doctor sits smiling on a hospital windowsill. He has a stethoscope around his neck and is wearing a doctor's coat.\" class=\"wp-image-24875\" style=\"width:348px;height:auto\" srcset=\"https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/asian-doctor-working-hospital-1024x683.jpg 1024w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/asian-doctor-working-hospital-300x200.jpg 300w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/asian-doctor-working-hospital-768x513.jpg 768w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/asian-doctor-working-hospital-1536x1025.jpg 1536w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/asian-doctor-working-hospital-2048x1367.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Source : <a href=\"https:\/\/fr.freepik.com\/photos-gratuite\/medecin-asiatique-travaillant-dans-hopital_3295514.htm#fromView=search&amp;page=1&amp;position=0&amp;uuid=f43582b6-2f2f-436d-a707-410de5770839&amp;new_detail=true\" target=\"_blank\" rel=\"noreferrer noopener\">Freepik<\/a><\/figcaption><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-a-healthcare-system-dominated-by-the-private-sector\">A healthcare system dominated by the private sector<\/h3>\n\n\n\n<p>94% of the country&#8217;s health facilities are private. However, the distinction between private and public is sometimes difficult to discern, as private facilities treat all patients, including those covered by the NHIS.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-excellent-medical-care\">Excellent medical care<\/h3>\n\n\n\n<p>South Korea can pride itself on offering <strong>excellent medical care <\/strong>thanks to its top-notch medical infrastructure, highly efficient medical equipment, and highly qualified health professionals.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-a-perfect-blend-of-modern-and-traditional-medicine\">A perfect blend of modern and traditional medicine<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image aligncenter size-large is-resized is-style-rounded\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2025\/01\/pexels-ryutaro-5473184-1024x683.jpg\" alt=\"The hand of a person performing acupuncture on the back of a patient lying on their stomach.\" class=\"wp-image-24876\" style=\"width:303px;height:auto\" srcset=\"https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/pexels-ryutaro-5473184-1024x683.jpg 1024w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/pexels-ryutaro-5473184-300x200.jpg 300w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/pexels-ryutaro-5473184-768x512.jpg 768w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/pexels-ryutaro-5473184-1536x1024.jpg 1536w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/pexels-ryutaro-5473184-2048x1365.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>While modern medical care is abundant, <strong>traditional medicine remains very popular<\/strong> and deeply rooted in South Korea\u2019s medical practice. Both in the major cities and in remote areas, you can find traditional medicine facilities combining herbal treatments with acupuncture or moxibustion. South Korean health insurance covers both traditional and modern medical treatments.<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-where-can-i-go-for-treatment\">Where can I go for treatment?<\/h2>\n\n\n\n<p>South Korea\u2019s residents, including expatriates, are generally free to <strong>choose their healthcare provider and medical facility. <\/strong>Residents turn to university hospitals for specialist care and to private clinics for minor treatment. For minor ailments such as colds or the flu, as an expat you make an appointment at a hospital or clinic as medical consultations in private practice or at home are virtually non-existent in the country.<\/p>\n\n\n\n<p>In urban areas such as Seoul, Incheon or Busan, you will be able to find English-speaking or even French-speaking health practitioners.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-are-the-best-health-establishments-in-south-korea\">What are the best health establishments in South Korea?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/eng.amc.seoul.kr\/gb\/lang\/main.do\" target=\"_blank\" rel=\"noreferrer noopener\">Asan Medical Center<\/a>, one of the country&#8217;s largest hospitals, with an international centre for comprehensive, personalised care<\/li>\n\n\n\n<li><a href=\"https:\/\/www.samsunghospital.com\/gb\/language\/english\/main\/index.do\" target=\"_blank\" rel=\"noreferrer noopener\">Samsung Medical Centre<\/a> (SMC) is renowned for its state-of-the-art equipment<\/li>\n\n\n\n<li><a href=\"http:\/\/www.snuh.org\/global\/en\/main.do\" target=\"_blank\" rel=\"noreferrer noopener\">Seoul National University Hospital<\/a><\/li>\n\n\n\n<li>Severance Hospital<\/li>\n<\/ul>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-much-does-treatment-cost\">How much does treatment cost?<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"h-contributions\">Contributions<\/h3>\n\n\n\n<p>The South Korean health insurance system is <strong>funded 40% by the government, 50% by social security contributions, and 10% by tobacco taxes<\/strong>. The social security contributions you pay depend on your income and are split between you and your employer.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-center\" id=\"h-the-cost-of-medical-services\">The cost of medical services<\/h3>\n\n\n\n<p>The efficiency and excellence of the health service in South Korea comes at a price and, in general, <strong>health services are expensive<\/strong>. A consultation with a specialist doctor can cost up to \u20ac150; a standard room in a private hospital cost between \u20ac200 and \u20ac400 per day, and the most complex surgery can reach \u20ac50,000 in some cases.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h3 class=\"wp-block-heading\" id=\"h-private-insurance\">Private insurance<\/h3>\n\n\n\n<p>On average, private health insurance costs between \u20ac80 and \u20ac100, depending on your profile and age.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-medicines\">Medicines<\/h3>\n\n\n\n<p><strong>Local health insurance covers around 35% of the cost of medicines<\/strong>, which you can buy in supermarkets (over the counter) or pharmacies (mainly on prescription). Remember to take your prescriptions with you if you are travelling in the country with medication (especially sleeping pills and painkillers).<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image aligncenter size-large is-resized is-style-rounded\"><img decoding=\"async\" width=\"683\" height=\"1024\" src=\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2025\/01\/pexels-shvetsa-3845808-683x1024.jpg\" alt=\"A patient sits in a dentist's chair and opens his mouth to look at his teeth in a mirror.\" class=\"wp-image-24877\" style=\"width:239px;height:auto\" srcset=\"https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/pexels-shvetsa-3845808-683x1024.jpg 683w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/pexels-shvetsa-3845808-200x300.jpg 200w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/pexels-shvetsa-3845808-768x1152.jpg 768w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/pexels-shvetsa-3845808-1024x1536.jpg 1024w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/pexels-shvetsa-3845808-1365x2048.jpg 1365w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/pexels-shvetsa-3845808-scaled.jpg 1707w\" sizes=\"(max-width: 683px) 100vw, 683px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-useful-numbers\">Useful numbers<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Firefighters\/ambulance: 119<\/li>\n\n\n\n<li>Medical emergency call centre (English): 1339<\/li>\n\n\n\n<li>Police: 112<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-which-health-insurance-should-i-choose-as-an-expatriate\">Which health insurance should I choose as an expatriate?<\/h2>\n\n\n\n<p><strong>NHIS membership is compulsory if you intend to live for more than six months in the country.<\/strong><\/p>\n\n\n\n<p>For a number of years now, <strong>expatriates have been required to register with the NHIS if they stay in the country for more than six months<\/strong>, unless they are covered by another insurance scheme. You must register with the NHIS as soon as you receive your resident card. If you have been hired by a South Korean company and have a local employment contract, your employer will be responsible for registering you with the NHIS. If not, you will need to take the necessary steps yourself once you have obtained your Residence Card.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized is-style-rounded\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2025\/01\/full-shot-woman-sitting-outdoors-1024x576.jpg\" alt=\"A young blonde woman is sitting on the pavement in the street, consulting a map of the city she is visiting. She has placed her hat on the ground.\" class=\"wp-image-24878\" style=\"width:411px;height:auto\" srcset=\"https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/full-shot-woman-sitting-outdoors-1024x576.jpg 1024w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/full-shot-woman-sitting-outdoors-300x169.jpg 300w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/full-shot-woman-sitting-outdoors-768x432.jpg 768w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/full-shot-woman-sitting-outdoors-1536x864.jpg 1536w, https:\/\/globalhealth.insurance\/wp-content\/uploads\/2025\/01\/full-shot-woman-sitting-outdoors-2048x1152.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-private-health-insurance-is-your-best-option\">Private health insurance is your best option<\/h3>\n\n\n\n<p>Since the NHIS only provides effective coverage for basic healthcare, it is preferable, like the overwhelming majority of South Koreans, to <strong>take out private health insurance to ensure effective health coverage. This includes<\/strong> pre-existing conditions and repatriation, reduced waiting times and access to private health services in English or even French. Some insurers have direct billing arrangements with medical facilities, reducing the out-of-pocket costs to the insured.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-choose-foyer-global-health-for-your-expatriation-to-south-korea\">Why choose Global Health for your expatriation to South Korea?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Covering expats\u2019 health is our specialty, regardless of your profile or relocation plan.<\/li>\n\n\n\n<li>You benefit from effective, flexible, and comprehensive coverage tailored to your needs in South Korea, in your home country and globally.<\/li>\n\n\n\n<li>You are free to choose your healthcare provider, whether public or private.<\/li>\n\n\n\n<li>Our solutions include repatriation or evacuation insurance in the event of a medical emergency or serious illness.<\/li>\n\n\n\n<li>You have access to multilingual medical assistance, available 24\/7.<\/li>\n<\/ul>\n","protected":false},"author":8,"featured_media":24874,"template":"","class_list":["post-25360","destinationcpt","type-destinationcpt","status-publish","has-post-thumbnail","hentry"],"acf":{"post_subtitle":"","post_badge":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - 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