Advantages and disadvantages of living in Belgium<\/h2>\n\n\n\n\n\nAdvantages<\/h3>\n\n\n\n\n- 5th best healthcare system<\/a> in Europe<\/li>\n\n\n\n
- One of the best education systems in the world<\/li>\n\n\n\n
- A multicultural environment of choice<\/li>\n\n\n\n
- Brussels is less than 1 hour 40 minutes by TGV from Paris, 2 hours 15 minutes from Amsterdam and 1 hour 50 minutes from Cologne<\/li>\n\n\n\n
- A rich and varied cuisine (waffles, Flemish stew, beer, chocolate… and chips!)<\/li>\n\n\n\n
- A stable job market, as indicated by an unemployment rate below the European average<\/li>\n<\/ul>\n<\/div>\n\n\n\n<\/div>\n\n\n\n\n
Disadvantages<\/h3>\n\n\n\n\n- Taxes are among the highest in Europe<\/li>\n\n\n\n
- The language barrier if you don’t speak one of the country’s three official languages (French, Dutch and German)<\/li>\n\n\n\n
- In Brussels, the rental market is saturated, which also drives up housing prices<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\n
Moving to Belgium: formalities and administrative procedures<\/h2>\n\n\n\n\n\nFor EU citizens<\/h3>\n\n\n\n
For Brits, Swiss and all other EU nationals, no visa is required to stay in Belgium. There are only two formalities to complete:<\/p>\n\n\n\n
\n- Hold a valid passport<\/strong> or identity card, bearing in mind that the country does not recognise extended identity cards (i.e. those with automatically extended validity);<\/li>\n\n\n\n
- Register with the local authorities<\/strong> in your place of residence within 10 days of your arrival.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<\/div>\n\n\n\n\n
For citizens of non-EU countries<\/h3>\n\n\n\n
Non-EU citizens must apply for a D visa <\/strong>for stays of more than 90 days<\/strong>.<\/p>\n\n\n\nThis renewable residence permit can be applied for at the Belgian embassy or consulate in your country of residence.<\/p>\n<\/div>\n<\/div>\n\n\n\n
\n \n \n \n Looking for health coverage abroad?<\/span>\n \n \n \n Discover today our plans in just a few clics.<\/h2>\n \n <\/div>\n\n \n \nget a free quote<\/a><\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\nWhere to live in Belgium?<\/h2>\n\n\n\n\n\nIn Belgium, you should choose accommodation based on:<\/p>\n\n\n\n
\n- Your place of work, i.e. nearby;<\/li>\n\n\n\n
- A region where you speak the language.<\/li>\n<\/ol>\n\n\n\n
Reminder:<\/p>\n\n\n\n
\n- In the north of the country is Flanders<\/strong>, where Dutch is the predominant language;<\/li>\n\n\n\n
- In the south is Wallonia<\/strong>, where French is the main language;<\/li>\n\n\n\n
- In the east, some regions speak German;<\/li>\n\n\n\n
- Brussels is a bilingual city par excellence (French and Dutch)..<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n
![\"Photo](\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2025\/04\/alex-vasey-iExtizgQBSg-unsplash-768x1024.jpg\")
<\/figure>\n<\/div>\n<\/div>\n\n\n\nTo find accommodation, you can use estate agents or search online yourself on specialised websites such as:<\/p>\n\n\n\n
\n- Zimmo<\/strong><\/li>\n\n\n\n
- Rentola.be<\/strong><\/li>\n\n\n\n
- Immoweb<\/strong><\/li>\n\n\n\n
- Brukot <\/strong>and Bed&Brussels<\/strong> for accommodation in Brussels.<\/li>\n<\/ul>\n\n\n\n\n\n
Brussels<\/h3>\n\n\n\n
Brussels is a cosmopolitan capital<\/strong> offering a pleasant living environment, more than 8,000 hectares of green space and a dynamic job market. Not to mention that it is home to the headquarters of the European institutions.<\/p>\n\n\n\nThe only downside for expats is that they have to work harder to find accommodation<\/strong>, as supply struggles to keep up with demand, especially in the city centre and surrounding areas.<\/p>\n\n\n\nUnsurprisingly, therefore, accommodation in Brussels is among the most expensive in the country.<\/p>\n<\/div>\n\n\n\n
\n![\"Photo](\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2025\/04\/polly-JxoW7xyAUGg-unsplash-1024x730.jpg\")
<\/figure>\n<\/div>\n<\/div>\n\n\n\n\n\nLi\u00e8ge<\/h3>\n\n\n\n
Nicknamed \u2018the Ardent City\u2019, Li\u00e8ge is the largest French-speaking city in Wallonia<\/strong>. It attracts foreigners with its cultural richness, which delights young and old alike. Li\u00e8ge is also a leading university city.<\/p>\n<\/div>\n<\/div>\n\n\n\n\n\nAntwerp<\/h3>\n\n\n\n
Antwerp, a port city in the Flemish region, is the second most populous city in the country.<\/p>\n\n\n\n
Historically known for its bourgeois and merchant life, it is famous for its diamond trade and historic districts. There are many job opportunities and a lively cultural life.<\/p>\n<\/div>\n\n\n\n
\n![\"Main](\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2025\/04\/carl-campbell-BlcjylTYMm4-unsplash-1024x576.jpg\")
<\/figure>\n<\/div>\n<\/div>\n\n\n\n\n\nGhent<\/h3>\n\n\n\n
Still underrated compared to other cities in the country, Ghent is nevertheless a prime destination for settling down in Belgium. This dynamic city has a large working and student population. Young people and adults alike enjoy an excellent quality of life, surrounded by remarkable architectural heritage.<\/p>\n\n\n\n
Ghent also boasts the largest pedestrian zone in Belgium and is located at the confluence of the Scheldt and Lys rivers. A beautiful city on the water!<\/p>\n\n\n\n
Note<\/strong>: Ghent is Dutch-speaking; Dutch is the main language spoken there.<\/p>\n<\/div>\n\n\n\n\n![\"Groups](\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2025\/04\/chris-cooper-FhS4T0noMXE-unsplash-1024x683.jpg\")
<\/figure>\n<\/div>\n<\/div>\n\n\n\nTournai<\/h3>\n\n\n\n
The main feature of Tournai is that it is one of the oldest cities<\/strong> in the region. Authentic and peaceful, it charms visitors with its historic sites, architectural facades and Romanesque artistic heritage.<\/p>\n\n\n\n\n\nBruges<\/h3>\n\n\n\n
A Dutch-speaking city listed as a UNESCO World Heritage Site and Belgium’s main tourist destination, Bruges charms expats who have already visited it on holiday. Its canals, which have earned it the nickname \u2018Little Venice<\/strong>\u2019, create a unique atmosphere.<\/p>\n<\/div>\n\n\n\n\n![\"Aerial](\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2025\/04\/pexels-myersmc16-5215128-1024x619.jpg\")
<\/figure>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\nWhere should you avoid settling in Belgium?<\/h2>\n\n\n\n
There are no areas that are formally discouraged, but as is the case in all countries, some cities may be less attractive to expats. This is particularly true of a few former industrial towns, where the living environment is still marked by the presence of brownfield sites and ageing infrastructure. These include Charleroi, La Louvi\u00e8re and Seraing.<\/p>\n\n\n\n
<\/div>\n\n\n\nDaily life in Belgium<\/h2>\n\n\n\nOpening a bank account<\/h3>\n\n\n\n
Opening a bank account in Belgium is very simple for foreigners.<\/p>\n\n\n\n
In general, after choosing between a traditional or online bank, expats only need to provide the following two documents to the institution:<\/p>\n\n\n\n
\n- A valid identity document<\/strong><\/li>\n\n\n\n
- Proof of address<\/li>\n<\/ul>\n\n\n\n
Working in Belgium: procedures and salary<\/h3>\n\n\n\n
Citizens of the European Union and Switzerland do not need a work permit to work in Belgium. They can sign an employment contract and start work immediately.<\/p>\n\n\n\n![\"A](\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2025\/02\/pexels-mikhail-nilov-8297221-1024x683.jpg\")
<\/figure>\n\n\n\nFor citizens of other countries, it is up to the Belgian employer to apply for a permit via the official website Working in Belgium<\/a>.<\/p>\n\n\n\nAccording to the Belgian statistics office (Statbel), the median salary<\/a> is \u20ac3,728 gross per month. It should be noted that a full-time working week in Belgium is 38 hours, compared to 35 hours in France.<\/p>\n\n\n\nWhile Belgian salaries are among the highest in Europe, the country also has one of the highest tax rates (between 25% and 50%). This is mainly due to the financing of social security, which accounts for almost half of tax revenue.<\/p>\n\n\n\n
<\/div>\n\n\n\nGetting around<\/h2>\n\n\n\n
Many residents travel by car: Belgian motorways are entirely free<\/strong> and distances are reasonable.<\/p>\n\n\n\n\n\nBelgium also has an extensive public transport network. Buses cover the whole country and are operated by De Lijn in Flanders and TEC in Wallonia.<\/p>\n\n\n\n
As for trains, Intercity trains connect major cities, while Interr\u00e9gion trains serve medium-sized towns.<\/p>\n\n\n\n
Brussels is served by a metro system. To simplify your journeys, you can download the STIB app, which allows you to plan your routes and buy tickets.<\/p>\n<\/div>\n\n\n\n
\n![\"White](\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2025\/04\/hugo-kruip-zaFxwY9MgaE-unsplash-1024x751.jpg\")
<\/figure>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\nThe cost of living for expats<\/h2>\n\n\n\n
The cost of living in Belgium can be relatively low or high, depending on where you live. On average, a single person spends around \u00a31,685 per month, including accommodation, while a family of four should expect to pay around \u00a34,450.<\/p>\n\n\n\n
Rents in Brussels are among the highest in the country. To give you an idea, expect to pay around \u00a3850 for a one-bedroom studio, compared to \u00a3500 in Li\u00e8ge. On the other hand, salaries are also higher, with an average of \u00a33,970 in the private sector, compared to \u00a33,247 in the province of Li\u00e8ge.<\/p>\n\n\n\n
<\/div>\n\n\n\nFamily life<\/h2>\n\n\n\n\n\n![\"A](\"https:\/\/www.foyerglobalhealth.com\/wp-content\/uploads\/2025\/03\/pexels-natalie-bond-320378-3913426-1024x683.jpg\")
<\/figure>\n<\/div>\n\n\n\n\nMoving abroad is sometimes a family project, and Belgium has everything you need for parents and children alike!<\/p>\n\n\n\n
The education system is one of the best in the world, ranked 9th out of 81 by the OECD<\/strong>. In Wallonia, teaching is in French; in Flanders, it is in Dutch; and in Brussels, both are possible depending on the school.<\/p>\n<\/div>\n<\/div>\n\n\n\nBelgium offers several English-speaking international schools that cater to expatriate families and local residents seeking an international education. These schools are primarily located in major cities such as Brussels, Antwerp, Ghent, and Waterloo., e.g. the British School of Brussels (BSB) \u2013 Tervuren.<\/p>\n\n\n\n
When it comes to leisure activities, there is no shortage of cultural attractions (museums, historical sites, events, etc.), as well as green spaces.<\/p>\n\n\n\n
<\/div>\n\n\n\nHealth: insurance and quality of care<\/h2>\n\n\n\n
The Belgian healthcare system is based on high-quality infrastructure<\/strong>, both in the public and private sectors. (Yes, there’s a good reason why taxes go towards social security!).<\/p>\n\n\n\nAll expatriates, whether employed or self-employed, must join a Belgian mutual insurance company in order to benefit from social security. Those who are not in employment must take out health insurance in their country of origin.<\/p>\n\n\n\n
Even though the healthcare system is well developed and comprehensive, you should expect to pay some of the costs yourself. On average, consultation fees<\/a> are reimbursed at 75%<\/strong>, and often less in the event of hospitalisation.<\/p>\n\n\n\nTake out private international health insurance<\/h3>\n\n\n\n
Advantages<\/h3>\n\n\n\n\n- 5th best healthcare system<\/a> in Europe<\/li>\n\n\n\n
- One of the best education systems in the world<\/li>\n\n\n\n
- A multicultural environment of choice<\/li>\n\n\n\n
- Brussels is less than 1 hour 40 minutes by TGV from Paris, 2 hours 15 minutes from Amsterdam and 1 hour 50 minutes from Cologne<\/li>\n\n\n\n
- A rich and varied cuisine (waffles, Flemish stew, beer, chocolate… and chips!)<\/li>\n\n\n\n
- A stable job market, as indicated by an unemployment rate below the European average<\/li>\n<\/ul>\n<\/div>\n\n\n\n<\/div>\n\n\n\n\n
Disadvantages<\/h3>\n\n\n\n\n- Taxes are among the highest in Europe<\/li>\n\n\n\n
- The language barrier if you don’t speak one of the country’s three official languages (French, Dutch and German)<\/li>\n\n\n\n
- In Brussels, the rental market is saturated, which also drives up housing prices<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\n
Moving to Belgium: formalities and administrative procedures<\/h2>\n\n\n\n\n\nFor EU citizens<\/h3>\n\n\n\n
For Brits, Swiss and all other EU nationals, no visa is required to stay in Belgium. There are only two formalities to complete:<\/p>\n\n\n\n
\n- Hold a valid passport<\/strong> or identity card, bearing in mind that the country does not recognise extended identity cards (i.e. those with automatically extended validity);<\/li>\n\n\n\n
- Register with the local authorities<\/strong> in your place of residence within 10 days of your arrival.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<\/div>\n\n\n\n\n
For citizens of non-EU countries<\/h3>\n\n\n\n
Non-EU citizens must apply for a D visa <\/strong>for stays of more than 90 days<\/strong>.<\/p>\n\n\n\nThis renewable residence permit can be applied for at the Belgian embassy or consulate in your country of residence.<\/p>\n<\/div>\n<\/div>\n\n\n\n
\n \n \n \n Looking for health coverage abroad?<\/span>\n \n \n \n Discover today our plans in just a few clics.<\/h2>\n \n <\/div>\n\n \n \nget a free quote<\/a><\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\nWhere to live in Belgium?<\/h2>\n\n\n\n\n\nIn Belgium, you should choose accommodation based on:<\/p>\n\n\n\n
\n- Your place of work, i.e. nearby;<\/li>\n\n\n\n
- A region where you speak the language.<\/li>\n<\/ol>\n\n\n\n
Reminder:<\/p>\n\n\n\n
\n- In the north of the country is Flanders<\/strong>, where Dutch is the predominant language;<\/li>\n\n\n\n
- In the south is Wallonia<\/strong>, where French is the main language;<\/li>\n\n\n\n
- In the east, some regions speak German;<\/li>\n\n\n\n
- Brussels is a bilingual city par excellence (French and Dutch)..<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n
<\/figure>\n<\/div>\n<\/div>\n\n\n\nTo find accommodation, you can use estate agents or search online yourself on specialised websites such as:<\/p>\n\n\n\n
\n- Zimmo<\/strong><\/li>\n\n\n\n
- Rentola.be<\/strong><\/li>\n\n\n\n
- Immoweb<\/strong><\/li>\n\n\n\n
- Brukot <\/strong>and Bed&Brussels<\/strong> for accommodation in Brussels.<\/li>\n<\/ul>\n\n\n\n\n\n
Brussels<\/h3>\n\n\n\n
Brussels is a cosmopolitan capital<\/strong> offering a pleasant living environment, more than 8,000 hectares of green space and a dynamic job market. Not to mention that it is home to the headquarters of the European institutions.<\/p>\n\n\n\nThe only downside for expats is that they have to work harder to find accommodation<\/strong>, as supply struggles to keep up with demand, especially in the city centre and surrounding areas.<\/p>\n\n\n\nUnsurprisingly, therefore, accommodation in Brussels is among the most expensive in the country.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n\n\nLi\u00e8ge<\/h3>\n\n\n\n
Nicknamed \u2018the Ardent City\u2019, Li\u00e8ge is the largest French-speaking city in Wallonia<\/strong>. It attracts foreigners with its cultural richness, which delights young and old alike. Li\u00e8ge is also a leading university city.<\/p>\n<\/div>\n<\/div>\n\n\n\n\n\nAntwerp<\/h3>\n\n\n\n
Antwerp, a port city in the Flemish region, is the second most populous city in the country.<\/p>\n\n\n\n
Historically known for its bourgeois and merchant life, it is famous for its diamond trade and historic districts. There are many job opportunities and a lively cultural life.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n\n\nGhent<\/h3>\n\n\n\n
Still underrated compared to other cities in the country, Ghent is nevertheless a prime destination for settling down in Belgium. This dynamic city has a large working and student population. Young people and adults alike enjoy an excellent quality of life, surrounded by remarkable architectural heritage.<\/p>\n\n\n\n
Ghent also boasts the largest pedestrian zone in Belgium and is located at the confluence of the Scheldt and Lys rivers. A beautiful city on the water!<\/p>\n\n\n\n
Note<\/strong>: Ghent is Dutch-speaking; Dutch is the main language spoken there.<\/p>\n<\/div>\n\n\n\n\n<\/figure>\n<\/div>\n<\/div>\n\n\n\nTournai<\/h3>\n\n\n\n
The main feature of Tournai is that it is one of the oldest cities<\/strong> in the region. Authentic and peaceful, it charms visitors with its historic sites, architectural facades and Romanesque artistic heritage.<\/p>\n\n\n\n\n\nBruges<\/h3>\n\n\n\n
A Dutch-speaking city listed as a UNESCO World Heritage Site and Belgium’s main tourist destination, Bruges charms expats who have already visited it on holiday. Its canals, which have earned it the nickname \u2018Little Venice<\/strong>\u2019, create a unique atmosphere.<\/p>\n<\/div>\n\n\n\n\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\nWhere should you avoid settling in Belgium?<\/h2>\n\n\n\n
There are no areas that are formally discouraged, but as is the case in all countries, some cities may be less attractive to expats. This is particularly true of a few former industrial towns, where the living environment is still marked by the presence of brownfield sites and ageing infrastructure. These include Charleroi, La Louvi\u00e8re and Seraing.<\/p>\n\n\n\n
<\/div>\n\n\n\nDaily life in Belgium<\/h2>\n\n\n\nOpening a bank account<\/h3>\n\n\n\n
Opening a bank account in Belgium is very simple for foreigners.<\/p>\n\n\n\n
In general, after choosing between a traditional or online bank, expats only need to provide the following two documents to the institution:<\/p>\n\n\n\n
\n- A valid identity document<\/strong><\/li>\n\n\n\n
- Proof of address<\/li>\n<\/ul>\n\n\n\n
Working in Belgium: procedures and salary<\/h3>\n\n\n\n
Citizens of the European Union and Switzerland do not need a work permit to work in Belgium. They can sign an employment contract and start work immediately.<\/p>\n\n\n\n<\/figure>\n\n\n\nFor citizens of other countries, it is up to the Belgian employer to apply for a permit via the official website Working in Belgium<\/a>.<\/p>\n\n\n\nAccording to the Belgian statistics office (Statbel), the median salary<\/a> is \u20ac3,728 gross per month. It should be noted that a full-time working week in Belgium is 38 hours, compared to 35 hours in France.<\/p>\n\n\n\nWhile Belgian salaries are among the highest in Europe, the country also has one of the highest tax rates (between 25% and 50%). This is mainly due to the financing of social security, which accounts for almost half of tax revenue.<\/p>\n\n\n\n
<\/div>\n\n\n\nGetting around<\/h2>\n\n\n\n
Many residents travel by car: Belgian motorways are entirely free<\/strong> and distances are reasonable.<\/p>\n\n\n\n\n\nBelgium also has an extensive public transport network. Buses cover the whole country and are operated by De Lijn in Flanders and TEC in Wallonia.<\/p>\n\n\n\n
As for trains, Intercity trains connect major cities, while Interr\u00e9gion trains serve medium-sized towns.<\/p>\n\n\n\n
Brussels is served by a metro system. To simplify your journeys, you can download the STIB app, which allows you to plan your routes and buy tickets.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\nThe cost of living for expats<\/h2>\n\n\n\n
The cost of living in Belgium can be relatively low or high, depending on where you live. On average, a single person spends around \u00a31,685 per month, including accommodation, while a family of four should expect to pay around \u00a34,450.<\/p>\n\n\n\n
Rents in Brussels are among the highest in the country. To give you an idea, expect to pay around \u00a3850 for a one-bedroom studio, compared to \u00a3500 in Li\u00e8ge. On the other hand, salaries are also higher, with an average of \u00a33,970 in the private sector, compared to \u00a33,247 in the province of Li\u00e8ge.<\/p>\n\n\n\n
<\/div>\n\n\n\nFamily life<\/h2>\n\n\n\n\n\n<\/figure>\n<\/div>\n\n\n\n\nMoving abroad is sometimes a family project, and Belgium has everything you need for parents and children alike!<\/p>\n\n\n\n
The education system is one of the best in the world, ranked 9th out of 81 by the OECD<\/strong>. In Wallonia, teaching is in French; in Flanders, it is in Dutch; and in Brussels, both are possible depending on the school.<\/p>\n<\/div>\n<\/div>\n\n\n\nBelgium offers several English-speaking international schools that cater to expatriate families and local residents seeking an international education. These schools are primarily located in major cities such as Brussels, Antwerp, Ghent, and Waterloo., e.g. the British School of Brussels (BSB) \u2013 Tervuren.<\/p>\n\n\n\n
When it comes to leisure activities, there is no shortage of cultural attractions (museums, historical sites, events, etc.), as well as green spaces.<\/p>\n\n\n\n
<\/div>\n\n\n\nHealth: insurance and quality of care<\/h2>\n\n\n\n
The Belgian healthcare system is based on high-quality infrastructure<\/strong>, both in the public and private sectors. (Yes, there’s a good reason why taxes go towards social security!).<\/p>\n\n\n\nAll expatriates, whether employed or self-employed, must join a Belgian mutual insurance company in order to benefit from social security. Those who are not in employment must take out health insurance in their country of origin.<\/p>\n\n\n\n
Even though the healthcare system is well developed and comprehensive, you should expect to pay some of the costs yourself. On average, consultation fees<\/a> are reimbursed at 75%<\/strong>, and often less in the event of hospitalisation.<\/p>\n\n\n\nTake out private international health insurance<\/h3>\n\n\n\n
Disadvantages<\/h3>\n\n\n\n\n- Taxes are among the highest in Europe<\/li>\n\n\n\n
- The language barrier if you don’t speak one of the country’s three official languages (French, Dutch and German)<\/li>\n\n\n\n
- In Brussels, the rental market is saturated, which also drives up housing prices<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\n
Moving to Belgium: formalities and administrative procedures<\/h2>\n\n\n\n\n\nFor EU citizens<\/h3>\n\n\n\n
For Brits, Swiss and all other EU nationals, no visa is required to stay in Belgium. There are only two formalities to complete:<\/p>\n\n\n\n
\n- Hold a valid passport<\/strong> or identity card, bearing in mind that the country does not recognise extended identity cards (i.e. those with automatically extended validity);<\/li>\n\n\n\n
- Register with the local authorities<\/strong> in your place of residence within 10 days of your arrival.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<\/div>\n\n\n\n\n
For citizens of non-EU countries<\/h3>\n\n\n\n
Non-EU citizens must apply for a D visa <\/strong>for stays of more than 90 days<\/strong>.<\/p>\n\n\n\nThis renewable residence permit can be applied for at the Belgian embassy or consulate in your country of residence.<\/p>\n<\/div>\n<\/div>\n\n\n\n
\n \n \n \n Looking for health coverage abroad?<\/span>\n \n \n \n Discover today our plans in just a few clics.<\/h2>\n \n <\/div>\n\n \n \nget a free quote<\/a><\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\nWhere to live in Belgium?<\/h2>\n\n\n\n\n\nIn Belgium, you should choose accommodation based on:<\/p>\n\n\n\n
\n- Your place of work, i.e. nearby;<\/li>\n\n\n\n
- A region where you speak the language.<\/li>\n<\/ol>\n\n\n\n
Reminder:<\/p>\n\n\n\n
\n- In the north of the country is Flanders<\/strong>, where Dutch is the predominant language;<\/li>\n\n\n\n
- In the south is Wallonia<\/strong>, where French is the main language;<\/li>\n\n\n\n
- In the east, some regions speak German;<\/li>\n\n\n\n
- Brussels is a bilingual city par excellence (French and Dutch)..<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n
<\/figure>\n<\/div>\n<\/div>\n\n\n\nTo find accommodation, you can use estate agents or search online yourself on specialised websites such as:<\/p>\n\n\n\n
\n- Zimmo<\/strong><\/li>\n\n\n\n
- Rentola.be<\/strong><\/li>\n\n\n\n
- Immoweb<\/strong><\/li>\n\n\n\n
- Brukot <\/strong>and Bed&Brussels<\/strong> for accommodation in Brussels.<\/li>\n<\/ul>\n\n\n\n\n\n
Brussels<\/h3>\n\n\n\n
Brussels is a cosmopolitan capital<\/strong> offering a pleasant living environment, more than 8,000 hectares of green space and a dynamic job market. Not to mention that it is home to the headquarters of the European institutions.<\/p>\n\n\n\nThe only downside for expats is that they have to work harder to find accommodation<\/strong>, as supply struggles to keep up with demand, especially in the city centre and surrounding areas.<\/p>\n\n\n\nUnsurprisingly, therefore, accommodation in Brussels is among the most expensive in the country.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n\n\nLi\u00e8ge<\/h3>\n\n\n\n
Nicknamed \u2018the Ardent City\u2019, Li\u00e8ge is the largest French-speaking city in Wallonia<\/strong>. It attracts foreigners with its cultural richness, which delights young and old alike. Li\u00e8ge is also a leading university city.<\/p>\n<\/div>\n<\/div>\n\n\n\n\n\nAntwerp<\/h3>\n\n\n\n
Antwerp, a port city in the Flemish region, is the second most populous city in the country.<\/p>\n\n\n\n
Historically known for its bourgeois and merchant life, it is famous for its diamond trade and historic districts. There are many job opportunities and a lively cultural life.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n\n\nGhent<\/h3>\n\n\n\n
Still underrated compared to other cities in the country, Ghent is nevertheless a prime destination for settling down in Belgium. This dynamic city has a large working and student population. Young people and adults alike enjoy an excellent quality of life, surrounded by remarkable architectural heritage.<\/p>\n\n\n\n
Ghent also boasts the largest pedestrian zone in Belgium and is located at the confluence of the Scheldt and Lys rivers. A beautiful city on the water!<\/p>\n\n\n\n
Note<\/strong>: Ghent is Dutch-speaking; Dutch is the main language spoken there.<\/p>\n<\/div>\n\n\n\n\n<\/figure>\n<\/div>\n<\/div>\n\n\n\nTournai<\/h3>\n\n\n\n
The main feature of Tournai is that it is one of the oldest cities<\/strong> in the region. Authentic and peaceful, it charms visitors with its historic sites, architectural facades and Romanesque artistic heritage.<\/p>\n\n\n\n\n\nBruges<\/h3>\n\n\n\n
A Dutch-speaking city listed as a UNESCO World Heritage Site and Belgium’s main tourist destination, Bruges charms expats who have already visited it on holiday. Its canals, which have earned it the nickname \u2018Little Venice<\/strong>\u2019, create a unique atmosphere.<\/p>\n<\/div>\n\n\n\n\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\nWhere should you avoid settling in Belgium?<\/h2>\n\n\n\n
There are no areas that are formally discouraged, but as is the case in all countries, some cities may be less attractive to expats. This is particularly true of a few former industrial towns, where the living environment is still marked by the presence of brownfield sites and ageing infrastructure. These include Charleroi, La Louvi\u00e8re and Seraing.<\/p>\n\n\n\n
<\/div>\n\n\n\nDaily life in Belgium<\/h2>\n\n\n\nOpening a bank account<\/h3>\n\n\n\n
Opening a bank account in Belgium is very simple for foreigners.<\/p>\n\n\n\n
In general, after choosing between a traditional or online bank, expats only need to provide the following two documents to the institution:<\/p>\n\n\n\n
\n- A valid identity document<\/strong><\/li>\n\n\n\n
- Proof of address<\/li>\n<\/ul>\n\n\n\n
Working in Belgium: procedures and salary<\/h3>\n\n\n\n
Citizens of the European Union and Switzerland do not need a work permit to work in Belgium. They can sign an employment contract and start work immediately.<\/p>\n\n\n\n<\/figure>\n\n\n\nFor citizens of other countries, it is up to the Belgian employer to apply for a permit via the official website Working in Belgium<\/a>.<\/p>\n\n\n\nAccording to the Belgian statistics office (Statbel), the median salary<\/a> is \u20ac3,728 gross per month. It should be noted that a full-time working week in Belgium is 38 hours, compared to 35 hours in France.<\/p>\n\n\n\nWhile Belgian salaries are among the highest in Europe, the country also has one of the highest tax rates (between 25% and 50%). This is mainly due to the financing of social security, which accounts for almost half of tax revenue.<\/p>\n\n\n\n
<\/div>\n\n\n\nGetting around<\/h2>\n\n\n\n
Many residents travel by car: Belgian motorways are entirely free<\/strong> and distances are reasonable.<\/p>\n\n\n\n\n\nBelgium also has an extensive public transport network. Buses cover the whole country and are operated by De Lijn in Flanders and TEC in Wallonia.<\/p>\n\n\n\n
As for trains, Intercity trains connect major cities, while Interr\u00e9gion trains serve medium-sized towns.<\/p>\n\n\n\n
Brussels is served by a metro system. To simplify your journeys, you can download the STIB app, which allows you to plan your routes and buy tickets.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\nThe cost of living for expats<\/h2>\n\n\n\n
The cost of living in Belgium can be relatively low or high, depending on where you live. On average, a single person spends around \u00a31,685 per month, including accommodation, while a family of four should expect to pay around \u00a34,450.<\/p>\n\n\n\n
Rents in Brussels are among the highest in the country. To give you an idea, expect to pay around \u00a3850 for a one-bedroom studio, compared to \u00a3500 in Li\u00e8ge. On the other hand, salaries are also higher, with an average of \u00a33,970 in the private sector, compared to \u00a33,247 in the province of Li\u00e8ge.<\/p>\n\n\n\n
<\/div>\n\n\n\nFamily life<\/h2>\n\n\n\n\n\n<\/figure>\n<\/div>\n\n\n\n\nMoving abroad is sometimes a family project, and Belgium has everything you need for parents and children alike!<\/p>\n\n\n\n
The education system is one of the best in the world, ranked 9th out of 81 by the OECD<\/strong>. In Wallonia, teaching is in French; in Flanders, it is in Dutch; and in Brussels, both are possible depending on the school.<\/p>\n<\/div>\n<\/div>\n\n\n\nBelgium offers several English-speaking international schools that cater to expatriate families and local residents seeking an international education. These schools are primarily located in major cities such as Brussels, Antwerp, Ghent, and Waterloo., e.g. the British School of Brussels (BSB) \u2013 Tervuren.<\/p>\n\n\n\n
When it comes to leisure activities, there is no shortage of cultural attractions (museums, historical sites, events, etc.), as well as green spaces.<\/p>\n\n\n\n
<\/div>\n\n\n\nHealth: insurance and quality of care<\/h2>\n\n\n\n
The Belgian healthcare system is based on high-quality infrastructure<\/strong>, both in the public and private sectors. (Yes, there’s a good reason why taxes go towards social security!).<\/p>\n\n\n\nAll expatriates, whether employed or self-employed, must join a Belgian mutual insurance company in order to benefit from social security. Those who are not in employment must take out health insurance in their country of origin.<\/p>\n\n\n\n
Even though the healthcare system is well developed and comprehensive, you should expect to pay some of the costs yourself. On average, consultation fees<\/a> are reimbursed at 75%<\/strong>, and often less in the event of hospitalisation.<\/p>\n\n\n\nTake out private international health insurance<\/h3>\n\n\n\n
Moving to Belgium: formalities and administrative procedures<\/h2>\n\n\n\n\n\nFor EU citizens<\/h3>\n\n\n\n
For Brits, Swiss and all other EU nationals, no visa is required to stay in Belgium. There are only two formalities to complete:<\/p>\n\n\n\n
\n- Hold a valid passport<\/strong> or identity card, bearing in mind that the country does not recognise extended identity cards (i.e. those with automatically extended validity);<\/li>\n\n\n\n
- Register with the local authorities<\/strong> in your place of residence within 10 days of your arrival.<\/li>\n<\/ul>\n<\/div>\n\n\n\n<\/div>\n\n\n\n\n
For citizens of non-EU countries<\/h3>\n\n\n\n
Non-EU citizens must apply for a D visa <\/strong>for stays of more than 90 days<\/strong>.<\/p>\n\n\n\nThis renewable residence permit can be applied for at the Belgian embassy or consulate in your country of residence.<\/p>\n<\/div>\n<\/div>\n\n\n\n
\n \n \n \n Looking for health coverage abroad?<\/span>\n \n \n \n Discover today our plans in just a few clics.<\/h2>\n \n <\/div>\n\n \n \nget a free quote<\/a><\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\nWhere to live in Belgium?<\/h2>\n\n\n\n\n\nIn Belgium, you should choose accommodation based on:<\/p>\n\n\n\n
\n- Your place of work, i.e. nearby;<\/li>\n\n\n\n
- A region where you speak the language.<\/li>\n<\/ol>\n\n\n\n
Reminder:<\/p>\n\n\n\n
\n- In the north of the country is Flanders<\/strong>, where Dutch is the predominant language;<\/li>\n\n\n\n
- In the south is Wallonia<\/strong>, where French is the main language;<\/li>\n\n\n\n
- In the east, some regions speak German;<\/li>\n\n\n\n
- Brussels is a bilingual city par excellence (French and Dutch)..<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n
<\/figure>\n<\/div>\n<\/div>\n\n\n\nTo find accommodation, you can use estate agents or search online yourself on specialised websites such as:<\/p>\n\n\n\n
\n- Zimmo<\/strong><\/li>\n\n\n\n
- Rentola.be<\/strong><\/li>\n\n\n\n
- Immoweb<\/strong><\/li>\n\n\n\n
- Brukot <\/strong>and Bed&Brussels<\/strong> for accommodation in Brussels.<\/li>\n<\/ul>\n\n\n\n\n\n
Brussels<\/h3>\n\n\n\n
Brussels is a cosmopolitan capital<\/strong> offering a pleasant living environment, more than 8,000 hectares of green space and a dynamic job market. Not to mention that it is home to the headquarters of the European institutions.<\/p>\n\n\n\nThe only downside for expats is that they have to work harder to find accommodation<\/strong>, as supply struggles to keep up with demand, especially in the city centre and surrounding areas.<\/p>\n\n\n\nUnsurprisingly, therefore, accommodation in Brussels is among the most expensive in the country.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n\n\nLi\u00e8ge<\/h3>\n\n\n\n
Nicknamed \u2018the Ardent City\u2019, Li\u00e8ge is the largest French-speaking city in Wallonia<\/strong>. It attracts foreigners with its cultural richness, which delights young and old alike. Li\u00e8ge is also a leading university city.<\/p>\n<\/div>\n<\/div>\n\n\n\n\n\nAntwerp<\/h3>\n\n\n\n
Antwerp, a port city in the Flemish region, is the second most populous city in the country.<\/p>\n\n\n\n
Historically known for its bourgeois and merchant life, it is famous for its diamond trade and historic districts. There are many job opportunities and a lively cultural life.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n\n\nGhent<\/h3>\n\n\n\n
Still underrated compared to other cities in the country, Ghent is nevertheless a prime destination for settling down in Belgium. This dynamic city has a large working and student population. Young people and adults alike enjoy an excellent quality of life, surrounded by remarkable architectural heritage.<\/p>\n\n\n\n
Ghent also boasts the largest pedestrian zone in Belgium and is located at the confluence of the Scheldt and Lys rivers. A beautiful city on the water!<\/p>\n\n\n\n
Note<\/strong>: Ghent is Dutch-speaking; Dutch is the main language spoken there.<\/p>\n<\/div>\n\n\n\n\n<\/figure>\n<\/div>\n<\/div>\n\n\n\nTournai<\/h3>\n\n\n\n
The main feature of Tournai is that it is one of the oldest cities<\/strong> in the region. Authentic and peaceful, it charms visitors with its historic sites, architectural facades and Romanesque artistic heritage.<\/p>\n\n\n\n\n\nBruges<\/h3>\n\n\n\n
A Dutch-speaking city listed as a UNESCO World Heritage Site and Belgium’s main tourist destination, Bruges charms expats who have already visited it on holiday. Its canals, which have earned it the nickname \u2018Little Venice<\/strong>\u2019, create a unique atmosphere.<\/p>\n<\/div>\n\n\n\n\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\nWhere should you avoid settling in Belgium?<\/h2>\n\n\n\n
There are no areas that are formally discouraged, but as is the case in all countries, some cities may be less attractive to expats. This is particularly true of a few former industrial towns, where the living environment is still marked by the presence of brownfield sites and ageing infrastructure. These include Charleroi, La Louvi\u00e8re and Seraing.<\/p>\n\n\n\n
<\/div>\n\n\n\nDaily life in Belgium<\/h2>\n\n\n\nOpening a bank account<\/h3>\n\n\n\n
Opening a bank account in Belgium is very simple for foreigners.<\/p>\n\n\n\n
In general, after choosing between a traditional or online bank, expats only need to provide the following two documents to the institution:<\/p>\n\n\n\n
\n- A valid identity document<\/strong><\/li>\n\n\n\n
- Proof of address<\/li>\n<\/ul>\n\n\n\n
Working in Belgium: procedures and salary<\/h3>\n\n\n\n
Citizens of the European Union and Switzerland do not need a work permit to work in Belgium. They can sign an employment contract and start work immediately.<\/p>\n\n\n\n<\/figure>\n\n\n\nFor citizens of other countries, it is up to the Belgian employer to apply for a permit via the official website Working in Belgium<\/a>.<\/p>\n\n\n\nAccording to the Belgian statistics office (Statbel), the median salary<\/a> is \u20ac3,728 gross per month. It should be noted that a full-time working week in Belgium is 38 hours, compared to 35 hours in France.<\/p>\n\n\n\nWhile Belgian salaries are among the highest in Europe, the country also has one of the highest tax rates (between 25% and 50%). This is mainly due to the financing of social security, which accounts for almost half of tax revenue.<\/p>\n\n\n\n
<\/div>\n\n\n\nGetting around<\/h2>\n\n\n\n
Many residents travel by car: Belgian motorways are entirely free<\/strong> and distances are reasonable.<\/p>\n\n\n\n\n\nBelgium also has an extensive public transport network. Buses cover the whole country and are operated by De Lijn in Flanders and TEC in Wallonia.<\/p>\n\n\n\n
As for trains, Intercity trains connect major cities, while Interr\u00e9gion trains serve medium-sized towns.<\/p>\n\n\n\n
Brussels is served by a metro system. To simplify your journeys, you can download the STIB app, which allows you to plan your routes and buy tickets.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\nThe cost of living for expats<\/h2>\n\n\n\n
The cost of living in Belgium can be relatively low or high, depending on where you live. On average, a single person spends around \u00a31,685 per month, including accommodation, while a family of four should expect to pay around \u00a34,450.<\/p>\n\n\n\n
Rents in Brussels are among the highest in the country. To give you an idea, expect to pay around \u00a3850 for a one-bedroom studio, compared to \u00a3500 in Li\u00e8ge. On the other hand, salaries are also higher, with an average of \u00a33,970 in the private sector, compared to \u00a33,247 in the province of Li\u00e8ge.<\/p>\n\n\n\n
<\/div>\n\n\n\nFamily life<\/h2>\n\n\n\n\n\n<\/figure>\n<\/div>\n\n\n\n\nMoving abroad is sometimes a family project, and Belgium has everything you need for parents and children alike!<\/p>\n\n\n\n
The education system is one of the best in the world, ranked 9th out of 81 by the OECD<\/strong>. In Wallonia, teaching is in French; in Flanders, it is in Dutch; and in Brussels, both are possible depending on the school.<\/p>\n<\/div>\n<\/div>\n\n\n\nBelgium offers several English-speaking international schools that cater to expatriate families and local residents seeking an international education. These schools are primarily located in major cities such as Brussels, Antwerp, Ghent, and Waterloo., e.g. the British School of Brussels (BSB) \u2013 Tervuren.<\/p>\n\n\n\n
When it comes to leisure activities, there is no shortage of cultural attractions (museums, historical sites, events, etc.), as well as green spaces.<\/p>\n\n\n\n
<\/div>\n\n\n\nHealth: insurance and quality of care<\/h2>\n\n\n\n
The Belgian healthcare system is based on high-quality infrastructure<\/strong>, both in the public and private sectors. (Yes, there’s a good reason why taxes go towards social security!).<\/p>\n\n\n\nAll expatriates, whether employed or self-employed, must join a Belgian mutual insurance company in order to benefit from social security. Those who are not in employment must take out health insurance in their country of origin.<\/p>\n\n\n\n
Even though the healthcare system is well developed and comprehensive, you should expect to pay some of the costs yourself. On average, consultation fees<\/a> are reimbursed at 75%<\/strong>, and often less in the event of hospitalisation.<\/p>\n\n\n\nTake out private international health insurance<\/h3>\n\n\n\n
For EU citizens<\/h3>\n\n\n\n
For Brits, Swiss and all other EU nationals, no visa is required to stay in Belgium. There are only two formalities to complete:<\/p>\n\n\n\n
- \n
- Hold a valid passport<\/strong> or identity card, bearing in mind that the country does not recognise extended identity cards (i.e. those with automatically extended validity);<\/li>\n\n\n\n
- Register with the local authorities<\/strong> in your place of residence within 10 days of your arrival.<\/li>\n<\/ul>\n<\/div>\n\n\n\n
<\/div>\n\n\n\n\nFor citizens of non-EU countries<\/h3>\n\n\n\n
Non-EU citizens must apply for a D visa <\/strong>for stays of more than 90 days<\/strong>.<\/p>\n\n\n\n
This renewable residence permit can be applied for at the Belgian embassy or consulate in your country of residence.<\/p>\n<\/div>\n<\/div>\n\n\n\n
\n\n\n \n Looking for health coverage abroad?<\/span>\n \n \n\nDiscover today our plans in just a few clics.<\/h2>\n \n <\/div>\n\n
\n \nget a free quote<\/a><\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n\n\n\nWhere to live in Belgium?<\/h2>\n\n\n\n
\n\nIn Belgium, you should choose accommodation based on:<\/p>\n\n\n\n
- \n
- Your place of work, i.e. nearby;<\/li>\n\n\n\n
- A region where you speak the language.<\/li>\n<\/ol>\n\n\n\n
Reminder:<\/p>\n\n\n\n
- \n
- In the north of the country is Flanders<\/strong>, where Dutch is the predominant language;<\/li>\n\n\n\n
- In the south is Wallonia<\/strong>, where French is the main language;<\/li>\n\n\n\n
- In the east, some regions speak German;<\/li>\n\n\n\n
- Brussels is a bilingual city par excellence (French and Dutch)..<\/li>\n<\/ul>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\nTo find accommodation, you can use estate agents or search online yourself on specialised websites such as:<\/p>\n\n\n\n
- \n
- Zimmo<\/strong><\/li>\n\n\n\n
- Rentola.be<\/strong><\/li>\n\n\n\n
- Immoweb<\/strong><\/li>\n\n\n\n
- Brukot <\/strong>and Bed&Brussels<\/strong> for accommodation in Brussels.<\/li>\n<\/ul>\n\n\n\n
\n\nBrussels<\/h3>\n\n\n\n
Brussels is a cosmopolitan capital<\/strong> offering a pleasant living environment, more than 8,000 hectares of green space and a dynamic job market. Not to mention that it is home to the headquarters of the European institutions.<\/p>\n\n\n\n
The only downside for expats is that they have to work harder to find accommodation<\/strong>, as supply struggles to keep up with demand, especially in the city centre and surrounding areas.<\/p>\n\n\n\n
Unsurprisingly, therefore, accommodation in Brussels is among the most expensive in the country.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n\n\nLi\u00e8ge<\/h3>\n\n\n\n
Nicknamed \u2018the Ardent City\u2019, Li\u00e8ge is the largest French-speaking city in Wallonia<\/strong>. It attracts foreigners with its cultural richness, which delights young and old alike. Li\u00e8ge is also a leading university city.<\/p>\n<\/div>\n<\/div>\n\n\n\n
\n\nAntwerp<\/h3>\n\n\n\n
Antwerp, a port city in the Flemish region, is the second most populous city in the country.<\/p>\n\n\n\n
Historically known for its bourgeois and merchant life, it is famous for its diamond trade and historic districts. There are many job opportunities and a lively cultural life.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n\n\nGhent<\/h3>\n\n\n\n
Still underrated compared to other cities in the country, Ghent is nevertheless a prime destination for settling down in Belgium. This dynamic city has a large working and student population. Young people and adults alike enjoy an excellent quality of life, surrounded by remarkable architectural heritage.<\/p>\n\n\n\n
Ghent also boasts the largest pedestrian zone in Belgium and is located at the confluence of the Scheldt and Lys rivers. A beautiful city on the water!<\/p>\n\n\n\n
Note<\/strong>: Ghent is Dutch-speaking; Dutch is the main language spoken there.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\nTournai<\/h3>\n\n\n\n
The main feature of Tournai is that it is one of the oldest cities<\/strong> in the region. Authentic and peaceful, it charms visitors with its historic sites, architectural facades and Romanesque artistic heritage.<\/p>\n\n\n\n
\n\nBruges<\/h3>\n\n\n\n
A Dutch-speaking city listed as a UNESCO World Heritage Site and Belgium’s main tourist destination, Bruges charms expats who have already visited it on holiday. Its canals, which have earned it the nickname \u2018Little Venice<\/strong>\u2019, create a unique atmosphere.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\nWhere should you avoid settling in Belgium?<\/h2>\n\n\n\n
There are no areas that are formally discouraged, but as is the case in all countries, some cities may be less attractive to expats. This is particularly true of a few former industrial towns, where the living environment is still marked by the presence of brownfield sites and ageing infrastructure. These include Charleroi, La Louvi\u00e8re and Seraing.<\/p>\n\n\n\n
<\/div>\n\n\n\nDaily life in Belgium<\/h2>\n\n\n\n
Opening a bank account<\/h3>\n\n\n\n
Opening a bank account in Belgium is very simple for foreigners.<\/p>\n\n\n\n
In general, after choosing between a traditional or online bank, expats only need to provide the following two documents to the institution:<\/p>\n\n\n\n
- \n
- A valid identity document<\/strong><\/li>\n\n\n\n
- Proof of address<\/li>\n<\/ul>\n\n\n\n
Working in Belgium: procedures and salary<\/h3>\n\n\n\n
Citizens of the European Union and Switzerland do not need a work permit to work in Belgium. They can sign an employment contract and start work immediately.<\/p>\n\n\n\n
<\/figure>\n\n\n\nFor citizens of other countries, it is up to the Belgian employer to apply for a permit via the official website Working in Belgium<\/a>.<\/p>\n\n\n\n
According to the Belgian statistics office (Statbel), the median salary<\/a> is \u20ac3,728 gross per month. It should be noted that a full-time working week in Belgium is 38 hours, compared to 35 hours in France.<\/p>\n\n\n\n
While Belgian salaries are among the highest in Europe, the country also has one of the highest tax rates (between 25% and 50%). This is mainly due to the financing of social security, which accounts for almost half of tax revenue.<\/p>\n\n\n\n
<\/div>\n\n\n\nGetting around<\/h2>\n\n\n\n
Many residents travel by car: Belgian motorways are entirely free<\/strong> and distances are reasonable.<\/p>\n\n\n\n
\n\nBelgium also has an extensive public transport network. Buses cover the whole country and are operated by De Lijn in Flanders and TEC in Wallonia.<\/p>\n\n\n\n
As for trains, Intercity trains connect major cities, while Interr\u00e9gion trains serve medium-sized towns.<\/p>\n\n\n\n
Brussels is served by a metro system. To simplify your journeys, you can download the STIB app, which allows you to plan your routes and buy tickets.<\/p>\n<\/div>\n\n\n\n
\n<\/figure>\n<\/div>\n<\/div>\n\n\n\n<\/div>\n\n\n\nThe cost of living for expats<\/h2>\n\n\n\n
The cost of living in Belgium can be relatively low or high, depending on where you live. On average, a single person spends around \u00a31,685 per month, including accommodation, while a family of four should expect to pay around \u00a34,450.<\/p>\n\n\n\n
Rents in Brussels are among the highest in the country. To give you an idea, expect to pay around \u00a3850 for a one-bedroom studio, compared to \u00a3500 in Li\u00e8ge. On the other hand, salaries are also higher, with an average of \u00a33,970 in the private sector, compared to \u00a33,247 in the province of Li\u00e8ge.<\/p>\n\n\n\n
<\/div>\n\n\n\nFamily life<\/h2>\n\n\n\n
\n\n<\/figure>\n<\/div>\n\n\n\n\nMoving abroad is sometimes a family project, and Belgium has everything you need for parents and children alike!<\/p>\n\n\n\n
The education system is one of the best in the world, ranked 9th out of 81 by the OECD<\/strong>. In Wallonia, teaching is in French; in Flanders, it is in Dutch; and in Brussels, both are possible depending on the school.<\/p>\n<\/div>\n<\/div>\n\n\n\n
Belgium offers several English-speaking international schools that cater to expatriate families and local residents seeking an international education. These schools are primarily located in major cities such as Brussels, Antwerp, Ghent, and Waterloo., e.g. the British School of Brussels (BSB) \u2013 Tervuren.<\/p>\n\n\n\n
When it comes to leisure activities, there is no shortage of cultural attractions (museums, historical sites, events, etc.), as well as green spaces.<\/p>\n\n\n\n
<\/div>\n\n\n\nHealth: insurance and quality of care<\/h2>\n\n\n\n
The Belgian healthcare system is based on high-quality infrastructure<\/strong>, both in the public and private sectors. (Yes, there’s a good reason why taxes go towards social security!).<\/p>\n\n\n\n
All expatriates, whether employed or self-employed, must join a Belgian mutual insurance company in order to benefit from social security. Those who are not in employment must take out health insurance in their country of origin.<\/p>\n\n\n\n
Even though the healthcare system is well developed and comprehensive, you should expect to pay some of the costs yourself. On average, consultation fees<\/a> are reimbursed at 75%<\/strong>, and often less in the event of hospitalisation.<\/p>\n\n\n\n
Take out private international health insurance<\/h3>\n\n\n\n
- Proof of address<\/li>\n<\/ul>\n\n\n\n
- Rentola.be<\/strong><\/li>\n\n\n\n
- In the south is Wallonia<\/strong>, where French is the main language;<\/li>\n\n\n\n
- In the north of the country is Flanders<\/strong>, where Dutch is the predominant language;<\/li>\n\n\n\n
- Register with the local authorities<\/strong> in your place of residence within 10 days of your arrival.<\/li>\n<\/ul>\n<\/div>\n\n\n\n