{"id":7638,"date":"2020-04-21T11:57:27","date_gmt":"2020-04-21T09:57:27","guid":{"rendered":"https:\/\/www.foyerglobalhealth.com\/?page_id=5340"},"modified":"2026-02-26T16:38:06","modified_gmt":"2026-02-26T15:38:06","slug":"international-health-insurance-for-expats-in-denmark","status":"publish","type":"destinationcpt","link":"https:\/\/globalhealth.insurance\/destination\/international-health-insurance-for-expats-in-denmark\/","title":{"rendered":"International Health Insurance for Expatriates in Denmark"},"content":{"rendered":"\n<p class=\"has-text-align-left\">Denmark is the land of &#8220;hygge&#8221;, has a unique quality and way of life, and above all it is one of the happiest countries in the world. It mainly attracts <a href=\"https:\/\/www.foyerglobalhealth.com\/destination\/european-health-insurance-for-expats-around-the-world\/\" target=\"_blank\" rel=\"noopener\">expatriates from Europe,<\/a> Asia and North America who want to make the most of their life abroad. Denmark offers many opportunities and advantages to its inhabitants: flexibility, work-life balance, security&#8230; The Danish healthcare system is of high quality, with a good digital presence in hospitals. In this guide, we explain how to cover your health in Denmark, and how public health insurance works in this country.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-way-forward-expatriate-insurance-in-denmark\"><span style=\"color: #1c1e45;\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-obsidian-color\">The way forward: expatriate insurance in Denmark<\/mark><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-left\">Depending on your needs, there are several ways to cover yourself in Denmark. The choice of health insurance is not to be taken lightly if you want to get the best possible reimbursement.<\/p>\n\n\n\n<p class=\"has-text-align-left\">If you are a European citizen, you can apply for a European Health Insurance Card from your health insurance company. But be aware that this is only suitable for emergencies or medically necessary treatments. If you plan to live in Denmark, you will need a more comprehensive health insurance. The same applies to travel insurance, which has limited medical cover and is therefore not suitable for living abroad.<\/p>\n\n\n\n<p class=\"has-text-align-left\"><a href=\"https:\/\/www.foyerglobalhealth.com\/\" target=\"_blank\" rel=\"noopener\">Expatriate insurance<\/a> in Denmark is designed specifically for foreigners who wish to settle and live in Denmark. Unlike other types of insurance, the scope of its coverage is worldwide: you can travel safely without fear of unexpected medical expenses. It reimburses more of your health costs, both for inpatient and outpatient treatment. It is also more flexible, as it usually offers several levels of cover.<\/p>\n\n\n\n<div class=\"fgh-slogan__wrapper has-ivory-background-color\">\n    <div class=\"fgh-slogan fgh-slogan--black-centered has-obsidian-background-color wp-block-fgh-slogan\">\n        <div class=\"fgh-slogan__container\">\n            \n            \n                            <div class=\"fgh-slogan__mandala-centered\">\n                    <div class=\"animated-mandala\">\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"147\" height=\"66\" fill=\"none\" viewBox=\"0 0 252 113\"><path fill=\"#7E7E7E\" fill-opacity=\".4\" d=\"M132.251 103.523a4.327 4.327 0 0 1 1.276 3.065v1.903a55.952 55.952 0 0 1-6.501 2.115v-2.146c0-.564-.221-1.107-.617-1.512l-4.639-4.749v7.655a2.119 2.119 0 0 1-1.843 2.113 57.114 57.114 0 0 1-4.658.391V88.751l1.073-1.074 15.909 15.846ZM110.188 88.604v23.748a56.932 56.932 0 0 1-6.5-.672V93.618a60.178 60.178 0 0 0 4.708-6.808l1.792 1.794ZM98.665 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3.933.624 6.476-3.828.002-23.788.007-23.817 0l-9.248-9.257 21.93-21.844.004.005ZM62.555 36.183c1.16 0 2.273.459 3.093 1.275l8.948 8.902c.27.268.572.497.896.684l5.763 5.853-1.179 1.18H56.357c.09-2.183.304-4.334.637-6.446h9.687l-3.756-3.73a4.383 4.383 0 0 0-3.09-1.273H58.02a55.519 55.519 0 0 1 2.059-6.445h2.476Z\"\/><path fill=\"#7E7E7E\" fill-opacity=\".4\" d=\"M163.997 33.159c1.557 3.263 2.231 5.754 2.508 6.61l-1.538 1.519a4.383 4.383 0 0 1-3.084 1.27l-7.435.015 9.549-9.414ZM150.132 14.55a56.663 56.663 0 0 1 4.539 4.524l-22.285 22.197-4.529-4.533 22.275-22.187ZM115.242.364c2.202.1 4.372.327 6.501.672V26.58l18.918-18.843a56.505 56.505 0 0 1 5.55 3.627L133.266 24.26v.015l-6.501 6.474v-.014l-2.459 2.45-9.064-9.072V.364ZM110.162 23.965l-1.074 1.074-3.642-3.629A60.54 60.54 0 0 0 92.473 8.267a4.318 4.318 0 0 1-.57-2.14V4.225a56.044 56.044 0 0 1 6.501-2.116v2.147c0 .564.222 1.106.617 1.511l4.64 4.75V2.862c0-1.066.779-1.979 1.843-2.113a56.931 56.931 0 0 1 4.658-.391v23.607Z\"\/><path fill=\"#7E7E7E\" fill-opacity=\".4\" d=\"M126.765 2.087a56.074 56.074 0 0 1 6.501 2.104v2.033c0 1.15-.459 2.253-1.276 3.067l-5.225 5.204V2.087Z\"\/><path fill=\"#7E7E7E\" fill-opacity=\".1\" d=\"M215.178 103.523a4.327 4.327 0 0 1 1.276 3.065v1.903a55.952 55.952 0 0 1-6.501 2.115v-2.146c0-.564-.221-1.107-.617-1.512l-4.639-4.749v7.655a2.119 2.119 0 0 1-1.843 2.113 57.151 57.151 0 0 1-4.658.391V88.751l1.073-1.074 15.909 15.846ZM193.115 88.604v23.748a56.932 56.932 0 0 1-6.5-.672V86.136l-5.023 5.003v.006l-6.501 6.475v-.006l-7.394 7.365a56.23 56.23 0 0 1-5.539-3.62l21.904-21.817 9.053 9.062Z\"\/><path fill=\"#7E7E7E\" fill-opacity=\".1\" d=\"M181.592 110.629a56.03 56.03 0 0 1-6.501-2.104v-2.033a4.33 4.33 0 0 1 1.276-3.067l5.225-5.204v12.408ZM229.303 101.357a56.429 56.429 0 0 1-5.549 3.626L202.813 84.13l4.586-4.59 21.904 21.817ZM180.518 75.995l-22.273 22.186a58.106 58.106 0 0 1-1.194-1.091 59.992 59.992 0 0 0 11.779-18.533l7.141-7.112 4.547 4.55ZM226.821 70.117c2.321 0 4.547.918 6.186 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9.549-9.475ZM93.774 14.284a56.75 56.75 0 0 1 4.54 4.552L76.028 41.175l-4.53-4.563 22.275-22.328ZM58.885.006c2.202.101 4.371.329 6.5.676V26.39L84.303 7.426a56.39 56.39 0 0 1 5.55 3.65L76.909 24.055v.015l-6.5 6.516v-.015l-2.46 2.465-9.063-9.13V.007ZM49.187 28.409l-4.586 4.62L22.697 11.07a56.374 56.374 0 0 1 5.549-3.649l20.941 20.986ZM53.804 23.758l-1.073 1.081L36.822 8.892a4.369 4.369 0 0 1-1.276-3.086V3.892a55.79 55.79 0 0 1 6.501-2.13v2.16c0 .569.221 1.115.617 1.522l4.64 4.78V2.52c0-1.073.778-1.991 1.843-2.126A56.57 56.57 0 0 1 53.804 0v23.758Z\"\/><path fill=\"#fff\" d=\"M70.408 1.74a55.78 55.78 0 0 1 6.5 2.117v2.047a4.369 4.369 0 0 1-1.275 3.086l-5.225 5.237V1.74Z\"\/><\/svg>                    <\/div>\n                <\/div>\n            \n            <div class=\"fgh-slogan__content\">\n                                    <h2 class=\"fgh-slogan__title\">Looking for health coverage abroad?<\/h2>\n                \n                            <\/div>\n\n                            <div class=\"fgh-slogan__button\">\n                    \n<div class=\"wp-block-button is-style-outline-white-arrow-right\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/application.globalhealth.insurance\/\">get a free quote<\/a><\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-being-covered-by-the-modern-and-successful-danish-health-care-system\"><span style=\"color: #1c1e45;\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-obsidian-color\">Being covered by the modern and successful Danish health care system<\/mark><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-left\">As a newcomer to Denmark, you have the opportunity to be covered by the Danish health insurance system, <a href=\"https:\/\/www.borger.dk\/sundhed-og-sygdom\/Sygesikring-og-laegevalg\/Sygesikring-for-udlaendinge-i-Danmark\" target=\"_blank\" rel=\"noopener\">Sygesikring<\/a>. One condition is that you must be registered at the Population Registration Office in order to receive your &#8220;Sygesikringskort&#8221; health card, known for its yellow colour, and your Danish social security number, the CPR number, within about a month.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-danish-insurance-groups\"><span style=\"color: #232323;\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-obsidian-color\">Danish insurance groups<\/mark><\/span><\/h3>\n\n\n\n<p class=\"has-text-align-left\">There are two groups of health insurance when you are covered by Danish health insurance:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>People in <strong>group 1<\/strong> are registered with a general practitioner from the list of doctors in their area. Most of the time, consultation of a specialist must be done through the GP (not necessary in the case of a dentist or ophthalmologist for example). Apart from dental, optical and homeopathic treatment, medical care is free of charge. Most people in Denmark are covered under this scheme.<\/li>\n\n\n\n<li>People in <strong>group 2<\/strong> do not have a general practitioner and are free to choose their health care provider. You have to pay the difference in fees, which are set by the doctors themselves, if the consultation fee is higher than the subsidy set by the region.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-left\">You have the possibility of changing groups by applying online, or changing GPs after 6 months. Please note that there is a charge for this, which is around DKK 200.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-coverage-and-exclusions\"><span style=\"color: #232323;\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-obsidian-color\">Coverage and exclusions<\/mark><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Hospitalisation<\/strong> in a public hospital is free of charge and is prescribed by a doctor. The hospital may refer the patient to a private institution, in which case the costs are covered. If the patient decides to stay in a private hospital, there will be no reimbursement from the health insurance. Transport costs are often covered.<\/li>\n\n\n\n<li><strong>Emergency care<\/strong> is free, the emergency number is 112.<\/li>\n\n\n\n<li><strong>Outpatient care<\/strong> is fully covered, with the exception of dental care for adults over 18.<\/li>\n\n\n\n<li>Regarding <strong>maternity<\/strong>, a pregnant woman who has been resident in Denmark for at least 6 weeks and is in employment may receive daily benefits. The amount of this benefit is calculated on the basis of the last three months&#8217; income.<\/li>\n\n\n\n<li>The reimbursement rate for <strong>prescription drugs<\/strong> is staggered. Non-prescription medicines, with exceptions for the elderly and chronically ill, are not reimbursed.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-foyer-global-health-your-trusted-insurer-in-denmark\">Global Health, your trusted insurer in Denmark<\/h2>\n\n\n\n<p class=\"has-text-align-left\">As a specialist in expatriate health insurance with decades of experience, Global Health offers <a href=\"https:\/\/www.foyerglobalhealth.com\/plans-services\/our-plans\/foyer-global-health-essential\/\">insurance plans<\/a> in Denmark for all expatriates and digital nomads, alone, with their family or as a couple. These plans fully cover all the treatments you will need: dental, maternity, optical, check-ups, etc.<\/p>\n\n\n\n<p class=\"has-text-align-left\">We pay particular attention to the needs of our customers, ensuring that they have the best health cover for their situation. Among the strong points of our offers:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Complete <strong>freedom of choice of healthcare provider<\/strong> (doctors and hospitals)<\/li>\n\n\n\n<li><strong>Repatriation, transport and evacuation covered<\/strong><\/li>\n\n\n\n<li><strong>Unlimited<\/strong> general health cover<\/li>\n\n\n\n<li><strong>Free and unlimited<\/strong> medical services, such as teleconsultation<\/li>\n\n\n\n<li>A fully <strong>digitalised<\/strong> experience and experts available to answer your questions, no matter where you are in the world<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-left\">If you would like more information about our insurance, contact our team or <strong>get a free quote<\/strong>!<\/p>\n","protected":false},"author":14,"featured_media":7639,"template":"","class_list":["post-7638","destinationcpt","type-destinationcpt","status-publish","has-post-thumbnail","hentry"],"acf":{"post_subtitle":"","post_badge":""},"yoast_head":"<!-- This site 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